English
NovelToon NovelToon

The Debt Collector Gamble.

Ch-1

Author here! This is a short story inspired by Usogui, so please don't expect too much from it :D

...****************...

...•Arcs...

...-Introduction...

...-Killer's Maze...

...-Reverse Poker...

...-Water Trouble...

...-Island Massacre...

...-Survival of the ruthless...

...-The Auction of Lives...

...-The Culling Game/Endgame...

...Introduction: The Devil's Contract...

Harvey Chen stared at the number on his phone screen: $247,891.32. Four years of pre-med, two years of a master's program he never finished, and a business venture that crashed harder than his GPA during organic chemistry. Twenty-six years old, and he'd somehow managed to accumulate a debt that would follow him into his theoretical grandchildren's lifetimes.

The email had arrived three days ago, subject line: "One Game. Zero Debt."

Obviously a scam. Harvey had almost deleted it—would have, if desperation didn't have a way of making even the most intelligent people incredibly stupid.

The venue was a repurposed cargo ship docked in international waters. Legal gray zone. Perfect for something definitely illegal.

"You look like you're about to throw up," a voice said beside him.

Harvey turned to find a woman leaning against the rusted railing, maybe twenty-four, with the kind of sharp eyes that suggested she'd already sized him up and found him... adequate. Her bleached hair was tied back in a messy ponytail, and she wore a leather jacket that had seen better days—probably better years.

"Nerves are a rational response to potentially life-threatening situations," Harvey replied, adjusting his glasses. "If you're not anxious, you're either a sociopath or an idiot."

She grinned. "Why not both?"

"Statistically improbable. Sociopaths typically score above average on intelligence metrics."

"God, you're fun at parties." She extended a hand. "Harley. And before you ask—yes, like the motorcycle, no, I don't ride one, and yes, I've heard every joke."

Harvey shook her hand. Firm grip. Calloused palms. "Harvey. Like the hurricane. Same disclaimer applies."

"How much?" she asked, cutting straight through the pleasantries.

"Debt? Quarter million, give or take."

Harley whistled low. "Medical school?"

"And a failed startup. You?"

"Art school," she said, like it was a punchline to a joke only she understood. "$180k to learn that I'm excellent at reading people and terrible at paying rent."

The ship's horn blared—a deep, guttural sound that vibrated through the deck.

A man in an immaculate white suit appeared at the top of the gangway. Too clean for this environment. That was the point.

"Ladies and gentlemen," his voice carried across the assembled crowd of desperate, debt-ridden twenty-somethings, "welcome to the Absolution Tournament. Seven rounds. Survive them all, and your debts disappear. Fail..." He smiled. "Well. Let's just say the creditors we represent are very creative about collection methods."

Harvey felt his stomach drop.

"Oh," Harley muttered beside him, "we're absolutely going to die."

"Statistically," Harvey whispered back, "probably."

...****************...

Arc One: Killer's Maze

The first round's arena was a warehouse converted into a labyrinth. Walls of reinforced steel, twenty feet high. From their starting positions, Harvey could see at least forty other contestants scattered across various entry points.

The rules were simple. Brutally so.

Find the exit. You have two hours. The last five to escape are eliminated.

No weapons. No phones. Just you, the maze, and the growing certainty that "eliminated" was a euphemism for something significantly worse than disqualification.

Harvey immediately started mapping. The walls followed a pattern—not random. Whoever designed this had an engineering background. There'd be optimal paths, pressure points in the structure.

Somewhere in the labyrinth, he heard screaming. Then silence.

He'd been walking for seventeen minutes when he found Harley crouched beside a wall, ear pressed against the metal.

"There's a group of six hunting stragglers," she said without looking at him. "They've already eliminated three people. Moving counterclockwise from sector... probably D-7 if this thing follows standard architectural grid patterns."

Harvey blinked. "How do you—"

"Footsteps have rhythm. Six distinct patterns. Heavy treads—scared people run heavy. And I heard someone begging about four minutes ago, southeast direction, sound traveling through the ductwork in the walls." She finally looked at him. "You're mapping escape routes. I'm mapping people. We should probably work together before one of us becomes a statistic."

Harvey's mind raced through probability matrices. Solo, his odds were maybe 60-40. With someone watching the human variables while he handled the spatial ones...

"Deal. But if you betray me—"

"You'll what? Bore me to death with statistics?" But she was already moving, gesturing for him to follow. "C'mon, Harvey the Hurricane. I found a maintenance shaft. Leads straight to the exit zone, but the hatch is locked with a mechanism I can't crack."

"Show me."

The mechanism was elegant—a rotating cipher lock with pressure sensors. Someone touches it wrong, alarm triggers. Takes the average person forty minutes to crack through trial and error.

Harvey had it open in six.

"How—" Harley started.

"Pattern recognition. The wear on the tumblers indicates which numbers are used most frequently. From there it's basic permutation—"

"Nerd," she said, but she was smiling.

They emerged from the shaft with thirty-two minutes to spare. Around them, other contestants limped toward the exit. Bloodied. Terrified.

Harvey and Harley crossed the threshold without a scratch.

The man in white was waiting. "Excellent. Excellent. Already forming alliances. This year's tournament will be fascinating."

Harvey felt Harley tense beside him.

"What," she asked quietly, "did he mean by 'this year's'?"

Neither of them wanted to answer that question.

...----------------...

Arc Two: Reverse Poker

The second round's venue was absurdly lavish compared to the maze—a ballroom with crystal chandeliers and tables set with actual dealer chips. Almost civilized.

That should have been their first warning.

"Reverse Poker," the announcer explained. "Standard Texas Hold'em rules with one modification: You're playing to lose."

The room went silent.

"Lowest hand at the table wins the round. Highest hand is eliminated. Five hands. Survive all five."

Harvey's mind immediately started recalculating. Standard poker strategy inverted—you'd need to identify strong hands and fold aggressively, but if everyone folds, someone has to play. Game theory nightmare. Prisoner's dilemma on steroids.

Harley, though. Harley was watching the other players.

They ended up at different tables—tournament organizers clearly didn't want alliances making this easy.

Harvey survived the first three hands through careful analysis. Fold when the community cards suggested strong potentials. Bet aggressively on garbage hands to scare others off. Mathematical. Predictable.

That was his mistake.

Fourth hand, he had 2-7 offsuit—statistically the worst starting hand in poker. Perfect. He bet cautiously, trying not to look too confident.

The man across from him—stocky, nervous energy—called. River came. Harvey had absolutely nothing. High card seven.

The man flipped his cards.

2-6 offsuit. High card six.

Harvey was eliminated by one card value.

He stood slowly, mind racing through every decision point, every—

"Wait." Harley's voice cut through his analysis spiral.

She was standing at her table, staring down the dealer. "He's cheating."

The room froze.

"Table four's dealer," she continued, voice carrying. "Bottom-dealing. I've been watching the card distribution patterns across all five tables. Table four's high-hand eliminations are statistically impossible—clustering at 78% when random distribution should produce roughly 40-45%."

The man in white appeared like smoke. "Bold accusation."

"Check the table recordings," Harley said. "You are recording this, right? Can't collect on dead debtors without proof of fair play."

A pause. Long enough that Harvey felt his heartbeat in his throat.

Then: "Dealer dismissed. Table four replays round four."

Harvey exhaled.

Harley caught his eye across the room. Winked.

He survived the replay. So did she.

Afterward, in the holding area between rounds, Harvey found her.

"You couldn't have known that dealer was cheating," he said. "Not with certainty. You risked disqualification on—"

"On reading people," she interrupted. "The dealer had tells. Microexpressions of guilt every time someone at his table got eliminated. Plus I liked you better than those other assholes, and I need someone who can pick locks."

Harvey stared. "You... you manipulated a gambling tournament investigation to save me because you find me useful?"

"Also you're less annoying than you initially seemed. Don't let it go to your head, Hurricane."

Despite everything—the terror, the debt, the very real possibility of death—Harvey almost smiled.

"Thanks, Motorcycle."

"Ugh. Worst comeback ever."

Download NovelToon APP on App Store and Google Play

novel PDF download
NovelToon
Step Into A Different WORLD!
Download NovelToon APP on App Store and Google Play